Our three founders, Terry Turner, Rob McCabe and Hugh Queener, sat down with a blank sheet of paper to design the exact bank they would want as employees and clients. It focused on people. It relied on local decision-making and a geographic focus instead of lines of business. It was full service to meet every client need. It treated everyone with respect and had a culture that attracted the best of the best. It was a place where people looked forward to coming into work every day and that bred loyalty in its clients. Pinnacle strives to be the best, and in metric after metric, our clients tell us we are. And we get there by staying true to our origins as a David up against the Goliaths of big banking.